Melia Advisory Group has expanded its retirement planning and income advisory services for Tulsa-area pre-retirees, responding to growing demand for structured financial guidance ahead of what McKinsey describes as the largest intergenerational wealth transfer in history.
-- Melia Advisory Group has expanded its retirement planning and income advisory services for Tulsa-area pre-retirees, with the firm citing increased demand for structured guidance as a growing number of Americans approach retirement during a significant generational shift in wealth. According to McKinsey's 2024 Affluent and High-Net-Worth Consumer Survey, the share of affluent investors seeking comprehensive planning services grew from 29% in 2018 to 52% in 2023.
More information is available at https://www.meliagroup.com/retirement-financial-planning/
The firm's offerings include Social Security benefit analysis and integrated estate planning, structured to guide individuals transitioning from asset accumulation to income generation.
Central to the firm's services is an income-first approach that prioritizes yield from interest- and dividend-bearing assets rather than drawing down principal. Melia Advisory Group says its internal analysis indicates this model can potentially generate up to $70,000 annually from a $1 million portfolio, compared to approximately $30,000 under a traditional 3% withdrawal strategy. As a registered investment advisor, the firm operates under a fiduciary standard, legally binding it to act in clients' best financial interests.
By coordinating Social Security timing, tax strategy, and estate planning within a single framework, the firm aligns retirement decisions with long-term income goals. This approach reflects broader industry trends identified in T. Rowe Price's 2026 Retirement Market Outlook, which highlights a shift toward more diversified investment strategies as demand grows for improved risk-adjusted returns.
While industry automation increasingly assists with routine financial analysis, Melia Advisory Group maintains personal advisor oversight for key decisions, combining technological tools with direct advisor communication for more complex retirement choices.
Tulsa's economic environment provides additional context for local pre-retirees, the firm notes. The city's cost of living runs approximately 15% below the national average, according to Melia Advisory Group. Oklahoma also offers an income tax exemption of up to $10,000 on qualifying retirement income — such as IRA and pension distributions — for residents aged 65 and older, and Social Security benefits are fully exempt from state income tax for all filers. The firm says it incorporates these state-specific provisions directly into portfolio construction and income planning.
The expansion addresses what Melia Advisory Group describes as a growing need for coordinated financial planning among those approaching retirement. By integrating investment management, tax strategy, Social Security optimization, and estate planning into a single framework, President Greg Melia and his team aim to provide Tulsa pre-retirees with structured guidance for sustainable retirement income.
For more details, visit https://www.meliagroup.com/
Contact Info:
Name: Contact Melia
Email: Send Email
Organization: Melia Advisory Group
Address: 5424 S Memorial Dr Building E, Tulsa, Oklahoma 74145, United States
Website: https://www.meliagroup.com/
Source: PressCable
Release ID: 89200271
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